~tiffany~

I love Standard Chartered!

2012-02-03T12:45:00.001+08:00

Am to happy to be one of the winner for $500 credit back to our standchart card & also got the gift - iPod nano 8GB & iWatch QSeries watchband. Not sure what it is, shld be a watch ba? This promo was its shop for free 2011.

Hope we can also win 2012 shop for free this Chinese New Year ! Huat Ah!!!

I'm promoted!!!

2011-12-16T19:39:00.001+08:00

My 1st promotion in a job(2nd promotion if counting promote to motherhood). Hehe. I'm officially promoted this december from Property Advisor to ASSOCIATE MANAGER!!!

I love what I do, I will keep it up!!!

- Posted using BlogPress from my iPhone

Lunch treat by boss

2011-08-24T10:02:00.001+08:00

Yesterday, lunch treat by boss at Tao's @ POMO

Nice restaurant and food was yummy! Would want to visit there again with my family.

- Posted using BlogPress from my iPhone

Artwork from school

2011-07-29T14:08:00.001+08:00

A whale, so cute, quickly take a photo before it get destroy by Xavier.

- Posted using BlogPress from my iPhone

I won kodomo gift set!

2011-07-25T16:06:00.001+08:00

Received this SMS on 15 jul 11 - "Mother& Baby:Cgrts!U won Kodomo gift set worth $100! Show SMS & i/c @ Mediacorp Recep, Andrew Rd, frm 15/7 to 29/7 Mon-Fri, 10.30am to 5.30pm to collect.tx"

Went to collect the prize tdy. Tks to karis who inform me about the contest by simply sending a SMS to enter ;-)

- Posted using BlogPress from my iPhone

Xavier turns 2 tdy!

2011-07-18T09:22:00.001+08:00

It's Xavier's birthday tdy! Wow time pass so fast! His 1yr old celebration seems not long ago, now he is already 2!

He's growing fast, eats alot, still as active as ever. Trying teach him manners esp during meal times which is terrible!!! Aiyo!!! But he still as sweet n cute as ever!!!

- Posted using BlogPress from my iPhone

Artwork fm school

2011-07-17T11:51:00.003+08:00

- Posted using BlogPress from my iPhone

Angry bird t-shirt

2011-07-17T11:51:00.001+08:00

- Posted using BlogPress from my iPhone

Google chrome web app : walking the dogs sesame street

2011-07-17T11:50:00.001+08:00

Recently Xavier like this app, haha so cute

- Posted using BlogPress from my iPhone

Baby trolley at airport

2011-07-12T17:15:00.001+08:00

Nice baby trolley at the airport. Xavier so like it ;-)

- Posted using BlogPress from my iPhone

End of e week

2011-07-01T16:38:00.001+08:00

5th day after playgroup, got a bag of candies from school. Still crying last 2 days but getting better. Coming Monday is a holiday due to youth day, Tuesday then start school.

"mummy, I wana eat my candies already, u still taking photo"

- Posted using BlogPress from my iPhone

1st day @ playgroup

2011-07-01T16:33:00.001+08:00

Take on 27 jun 11 (1st day at playgroup)

As usual, Xavier like to disturb other children...

- Posted using BlogPress from my iPhone

Xavier daily routine

2011-05-14T16:46:00.001+08:00

7.30am - wake up, 240ml milk plus some break or biscuit or cheese. Play, reading n tv time.
While I eat my breakfast too.
Put clothes to wash, go bath then out around 9.30am to buy groceries.

10.30am - Xavier has his 2nd milk of 180ml. Rest a while,take his bath. Start cook his porridge.

11.30am - Xavier want poo poo, wash his butt. Then prepare him to eat his porridge. Must put him on his high chair so he will not run around and put a toy on the table for him to play or else he can't sit long.

12pm - He looks tired. On his usual education video, he always call it 'baby baby'. He naps in 5 mins time after drinking some water.

2-3pm - wake up from nap, have his 3rd milk of 180ml. Play n tv time.

5.30pm - bring him downstairs for walk n play at the park beside our house. Go back home around 6.30pm for dinner.

6.30pm - dinner time.

- Posted using BlogPress from my iPhone

Treasure Yr love ones

2011-04-19T01:14:00.001+08:00

Recently, alot of things happening in the family. Mum had her 2nd eye operation last month 18 Mar, today is 1 month already, condition should be stable but still need to take care.

2 weeks ago, an uncle had an accident, got hit on his head, leaving a dent in his head, breaking his skull, he went into a coma, he wake up few days ago but can't talk, able to have some movement of hand n legs. God pls bless him, his family are devastated.

Dad went visit uncle as much as he can about every two days. Just today, when visit him, he not awake again but able to move hand when holding him.

Dad himself have to take care too, he have diabetics & high blood pressure. He went for a heart check up last week, report out last Friday, he need to go for coronary angioplasty n stenting (冠状动脉成形术和支架植入术)operation on 27 Apr. 保右平安

- Posted using BlogPress from my iPhone

Xavier's 1st time to spore discovery ctr

2011-04-17T18:45:00.001+08:00

All of our 1st x to SDC, hehe, not much stuff to see but not too bad. Like the robot most, surprise that it can response to all our questions n request. Xavier was scare of it and cried.

The 3D movie was interesting. Duration of movie 45mins. My dad feel asleep after 30mins and snoring, hehe. Also, had a hard time getting Xavier to sit still inside, best gadget was the iPhone, give him to play was the only way to occupy him.

- Posted using BlogPress from my iPhone

At McDonalds on Tuesday morning

2011-04-13T15:31:00.001+08:00

Trying to make funny faces

- Posted using BlogPress from my iPhone

Running errand day

2011-04-13T15:12:00.001+08:00

Went lot 1 to run errand.

Return xavier's library books, catch a breath, sit in the library awhile to read simply her magazine n saw this beauty tip:

My skin is alright but is good to know.

Some more books borrowed for Xavier...

Next go kiddy palace to buy xavier's slipper

Last to ntuc for groceries, brought my own bag, $0.10 is less out from the bill.

- Posted using BlogPress from my iPhone

Tots house playgroup

2011-04-12T16:29:00.001+08:00

Went today to check out a playgroup opp my block at Blk 505, looks ok, will register Xavier for new term starting jun.

It a 2-hr playgroup 8.30-10.30am, $360 - 10weeks, $20 - uniform, $3 - ins.

Xavier quite like the teachers(2 teachers) and kids(11 of them) there, wanted to go into the classroom with them when they hold hands in twos walking into classroom,hehe.

- Posted using BlogPress from my iPhone

Mary Kay new timewise liquid foundations

2011-04-12T11:46:00.002+08:00

Attended Mary Kay makeup class yesterday conducted by flo.

Like it, tried the NEW! Mary Kay liquid foundation (luminous-wear) Retail price:S$35, i'm using shade:ivory 3

Apply the foundation with Brush for flawless application as bristles don't absorb makeup so you actually use less and unlike fingertips, brush doesn't add excess oil,Retail price:$25.

* moisturizing
* brightens skin
* comes in 6 shades

Results : Smooth glowing flawless look!

Any interest, pls email ;-) : tiffany_tansh@yahoo.com

Check out Mary Kay products thru it's ecatalog

Mary Kay catalog

- Posted using BlogPress from my iPhone

Photo with jie jie (Cousie) in KL

2011-04-11T09:30:00.001+08:00

One of my fav photo, so cute *mucks*

- Posted using BlogPress from my iPhone

New gardener

2011-04-11T09:23:00.001+08:00

New gardener watering plants and insist on wearing mummy's oversize 拖鞋(slipper) and running around the house.

Think he is ready to wear a slipper, will buy it next time when buying new shoe. Hehe

Location:Home

Blogpress setup

2011-04-11T09:13:00.001+08:00

Finally, downloaded blogpress, wanted to do it long time ago. It will be easier to update blog using my iPhone on the go, yeah!

Most of the time I got access to iphone only while taking care of xavier or working and all the photos are in the phone.

I can write down my thoughts straight away haha, getting old already, can't remember a lot of things.

- Posted using BlogPress from my iPhone

Lotsa of things to be done...

2010-09-09T12:42:00.004+08:00

Have been busy these few months, 1st was selling house and housing hunting....this part very long story...haiz...anyway we found the house we really like on our own....its a 5-room flat with 4 bedrooms, 125sqm in size, our currently one also 5-room flat but new type 110sqm which got only 3 bedrooms. New house location was very good, near MRT and almost shelter all the way to MRT station. Also, it was very well renovated (reno was done 1 & 1/2yr ago), basically it fit all our liking, we only need painting works to move in.

It will need to hand over our current house on 1 oct 10, but new house hand over be only in 1st week of Nov 10, so we need to move to my parents' place to stay for about 1 month before moving in to new house. Haven't start packing for moving house, haiz....

Currently started my new career in real estate....

Got my 1st deal on 12 Aug 10, representing buyer for purchase of a 5-room in SengKang. Many thanks to Eric and Penny, my clients hehe....

My CES exam will be on 18 & 19 Sep 10....got to study for exam soon.....^_^ haven't study for ages, brain is getting smaller, seems can't remember alot of things. haha good luck to myself...

Forex Charts 30 Mar 10

2010-03-30T21:51:00.005+08:00

Current Open Position : -

Buy USD/CHF @ 1.0604
Stop Loss @ 1.0604 (even point)
Limit @ 1.1000 (set profit level)

USD/CHF Hourly

EUR/USD Hourly

Xavier's 1st tooth

2010-02-07T08:13:00.004+08:00

Saw Xavier's 1st tooth yesterday, no wonder he was really fussy the past few days...thou at 1st is because Xavier miss his daddy, as daddy is out-station to Jakarta for 4 days, back Sin 2 days, then fly to Paris, Lannion for 1 week.

We miss u2, daddy!!!

Forex Charts 20 Jan 2010

2010-01-20T12:05:00.003+08:00

Eur/Usd Daily Chart

* Breaks daily 200ma support at 1.4280
* Direction : Downside

Xavier is 6 mths - starting solids

2010-01-19T10:56:00.005+08:00

Xavier is 6 months yesterday, 18 Jan 2010. Starting his 1st solids - Nestle's Rice Cereal (Sample Pack, got it from Mothercare). Xavier took 2 teaspoons yesterday and today, so far he is quite ok, he is making chewing motions.

Yesterday, we feed him before his milk, he was quite hungry so quite impatient. After some read up from BabyCenter site that should give him about half of his usual milk 1st, then the cereal. This morning, we try it this way, after finish 2 teaspoon of cereals, xavier seems to want more...keeping looking at the empty bowl...;-)

Xavier's smile

2010-01-06T22:25:00.005+08:00

Melt our hearts when we see him smile so nice w/ dimples!

FLP's Aloe Moisturizing Lotion - Review after birth

2010-01-05T18:47:00.006+08:00

My Review for FLP's Aloe Moisturizing Lotion

As mentioned in my earlier blog entry about FLP's Aloe Mosturizing Lotion, that I was using it thru out my pregnancy.

The result is, it prevent stretch marks! Quite surprise as my tummy was grown to really big as I'm having big baby - 4.02Kg, 54cm at birth.

Read from Wikipedia on the topic "Stretch marks" - "collagen-elastin hydrolysates was associated with fewer stretch marks during pregnancy" -Wikipedia.

I think that's why I didn't any stretch marks cos collagen elastin is in FLP's Aloe Moisturizing Lotion.

Sophie the Giraffe

2009-12-09T14:19:00.007+08:00

Got Sophie the Giraffe for Xavier last Sunday from Metro Woodlands as he don't really like the other teethers we bought earlier.. It's a toy cum teether. Price : S$39.90, quite an expensive teether. (Used S$30 Frasers Mall voucher, so only need to pay cash S$9.90)

Busy busy

2009-12-03T07:55:00.006+08:00

Was super busy past few weeks....

Xavier is Sick

Xavier was down with Bronchiolitis (Read that it is an Infection of tiny airways to lungs, inflamed/swell, filled with mucus) Xavier started with mild cold symptoms, no fever and he still active, drinks his FM usually, it doesn't look so serious.

We bring him to see PD on 3rd day since cold symptoms started, was quite shocked to hear Xavier has this. He was then put on neubalizer for 10mins, didn't cry at 1st, start crying at the end. PD gave medicine for phlegm, open airways, antibotics and nose drop. It was a Friday, we were to go back for review, 3 days later, on the following Monday.

It was heartbreaking to see Xavier sick, he cry every time when fed with medicine...he drank less milk, almost half of his usual intake. Things get worse during the weekend, on Saturday midnite, Xavier had fever around 38.3, we were not sure what to do at 1st. Tried to call the emergency hotline for the PD, but they don't take call during midnite, have to wait till morning. PD didn't give any fever medicine, but have fever medicine bought during immunisation jet, so give Xavier the medicine 1st, fever went down after that.

In the morning, called the PD, he ask us to monitor 1st, if fever still comes back, then go hospital. Later in the evening which was Sunday nite, fever came back, so we went to KKH. Doctor checked that his lungs are ok alredi, the fever should be part of the symptoms for Bronchiolitis. To be sure they do a urine test, just in case of urine infection, result no infection. Lungs cleared so don't need go review on Monday just continue medicine given, as KKH doc advised. If fever continue for 3 days then have to go back KKH to do blood test. No fever on 3rd day...continue medicine for about a week, Xavier is ok.

About this Bronchiolitis, it seems to be quite common, during the PD visit, there were 3 more babies/children with the same condition. The thing about this Bronchiolitis is, it seems quite undetectable, cos symptoms are only mild cold, only when PD hears his lungs then will know, it think. Its lucky that we bring Xavier to see doc at early stage.

Xavier's 1st Road Trip
2 weeks after he recovers, we bring Xavier on his 1st Road trip to m'sia. Got to go back Penang for praying of Xavier's grandpa 1 yr of passing and at the same time, bring Xavier to see his grandma, uncles and aunties. Xavier was quite cooperative through out the car rides, only thing is he cries when near his feed time and don't like to sit on car seat. I got to carry him through out. Lucky, we stop over in KL at SIL place for a nite before proceed to Penang.

My hp was spoilt during the trip, not sure why, didn't drop it...now using my brother's hp...dun have all my phone contacts liao, all inside the spoilt hp....waiting to buy new hp after 29 dec, when contract period completes.

Xavier is 3 mths +

2009-11-04T10:53:00.009+08:00

Time flies, no time to pen down everything about xavier

Xavier milestones....

* 4.02 Kg, 54cm at birth, everyone says "wow big baby". Consider big & tall for my height cos i'm just around 1.5m.

* suck super vigorously for my breastmilk, start from the 1st feed at the hospital, the nurse also says he is really fierce, leaving a painful tear on my nipple, blood almost come out...

* only breastfeed him for 3 weeks, partly I was down with fever & cough...see doctor twice, as fever doesn't come down after complete all medicine given. I know can continue breastfeed even sick but was too tired and milk supply was decreasing, need formula after every breastfeed.

* 6.316Kg, 61cm at 6 weeks. Xavier has his 1st 6in1 injection. slight fever.

*7.5Kg, 64cm at ~3mths. 2nd injection and oral dose of rotarix. no fever this time.

* Since 14 oct onwards, at almost 3 mths, able to sleep through the night without feed from 9.30pm to 6am the next day. (does wakes up in between and need his pacifier) 6 feeds of 150ml during the day at 3hrs interval.

* Head not fully steady yet, maybe around 90%. Able to do mini-push up when put on his tummy, not able to turn over by himself yet but trying to, gets angry and cries when he not able to turn...

* Needs full attention, likes to see pictures, must show lotsa lotsa pictures....his fav - pic of a doggies...hehe, so show him flash cards since around 2 mths old.

My Delivery @ Gleneagles Hospital

2009-08-24T18:08:00.006+08:00

Admission on 17 Jul nite to induce labour the next day morning as my blood pressure was getting higher than my usual (not at high blood pressure level) and my foot was always swollen.

Planned for natural birth at 1st but have to go for caesarean birth as labour was making very slow progress, cervix dilate only 2cm after 8 hrs of labour pain, also expecting baby to be at least 3.8kg...

I chose epidural that allow me to be awake without feeling the operation. At 3.52 pm, 18 Jul my baby boy is born - 4.01 Kg , 54 cm.

Gleneagles Bill Size S$5,448.12 - less Medisave S$4,400= S$1,040.12 Cash
for Caesarean w/ epidural, 2 Bedder, Admission 17 Jul - Discharge 21 Jul

Pictures of GE 2-bedder room at Level 6

Baby stuff

2009-06-01T16:50:00.002+08:00

List of baby stuff bought...

Brand	Item	Qty	U/P (S$)	*U/P (RM)*	Remarks
TollyJoy	L/S Blouse front button (nb)	1	5.25	12.50	Baby World, JB
TollyJoy	L/S Blouse front button (nb)	1	5.59	13.30	Baby World, JB
TollyJoy	L Pants (nb)	1	4.50	10.70	Baby World, JB
TollyJoy	L Pants (nb)	1	2.69	6.40	Baby World, JB
Benbeni	Clothes set coverals, bodysuit, pants, blanket, cap & bib 0-3mths	1	29.90		Expo BB fair, SG
-	Diaper Bag w/ T-shirt, pant,tanktop,cap,4 washcloths,booties,bib	1	gift		Expo BB fair, SG
Bebe	Nooded receiving blanket	1	7.10	16.90	Jusco, JB
Pureen	Towel 2 pcs	1	5.84	13.90	Jusco, JB
-	Mittens & Booties (white)	1	2.18	5.20	Baby World, JB
-	Mittens & Booties (blue)	1	3.00		Expo BB fair, SG
Puku	Mittens & Booties	1	2.32		Expo BB fair, SG
Pigeon	Air filled rubber mat	1	10.92	26.00	Baby World, JB
Anakku	Baby Napkin 12pcs	1	9.20	21.90	Jusco, JB
Anakku	Baby Napkin 12pcs	1	9.20	21.90	Jusco, JB
Pureen	Baby Napkin 12pcs	1	15.30		Expo BB fair, SG
Anakku	One-way nappy liner 150pcs	1	5.84	13.90	Jusco, JB
Anakku	One-way nappy liner 150pcs	1	5.84	13.90	Jusco, JB
Pigeon	Safety Pins 6 pcs	1	2.16		BHG Bugis w/ 20% disc
Pureen	Baby wipes 100 x 2pack	1	4.41	10.50	Jusco, JB
TollyJoy	Baby Wipes 100 x 2bottles	1	5.84	13.90	Jusco, JB
Pureen	Baby Powder	1	2.00		Expo BB fair, SG
LuckyB	Fluffy Powder case	1	5.00		Metro Expo fair,SG
Pureen	Nappy rash cream	1	2.30		Expo BB fair, SG
Thermos	Hot water flask	1	12.56	29.90	Jusco, JB
Ikea	Pot for boiling milk bottles to sterilise	1	32.00		ikea
Pigeon	Plastic Bottle (Small)	1	5.30		Kiddy Palace, SG
Pigeon	Plastic Bottle (Big)	1	4.72		BHG Bugis w/ 20% disc
Pureen	Anti Colic Feeding Bottle (Small)	1	7.31	17.40	Jusco, JB
Pigeon	Milk Powder Container	1	6.32		Expo BB fair, SG
LuckyB	Milk Powder Container	1	4.00		Metro Expo fair,SG
Pigeon	Teats (Nipple Y)	1	4.40		Expo BB fair, SG
Pigeon	Teats (Nipple Y)	1	4.40		Expo BB fair, SG
Pureen	Double Warmer Bag	1	7.94	18.90	Jusco, JB
PiyoPiyo	Detacable Bottle Cleaner	1	6.90		Kiddy Palace, SG
Pigeon	Sterilization Ton	1	5.36		Expo BB fair, SG
Pigeon	Silicon Pacifier	1	3.92		Expo BB fair, SG
Ikea	Bibs 5 pcs	1	3.90		ikea
-	Washcloths 6 pcs	1	5.00		Expo BB fair, SG
-	Bolster 2pcs nb-6mths 100% cotton	1	9.62	22.90	Jusco, JB
Puku	Baby Latex Pillow	1	31.90		Expo BB fair, SG
Puku	Neck Support	1	7.92		Expo BB fair, SG
LuckyB	Head snuggler	1	9.90		Metro Expo fair,SG
Pigeon	Bottle nipple & Veg liq Cleanser-700ml	1	11.76		Expo BB fair, SG
Pigeon	Bottle nipple & Veg liq Cleanser-Refill	1	9.90		Expo BB fair, SG
Pureen	Washing Liquid detergent	1	10.90		Expo BB fair, SG
J & J	Baby wash & shampoo 1000ml moisturizing	1	8.70		Expo BB fair, SG
J & J	Body Lotion 500ml	1	6.90		Expo BB fair, SG
J & J	Baby Oil	2	gift		-
-	Cotton Balls	1	1.90		Expo BB fair, SG
-	Cotton Balls w/ Container	1	2.90		Expo BB fair, SG
Pigeon	Cotton swabs 200 pcs	1	3.60		Expo BB fair, SG
LuckyB	Stroller	1	90.00		Metro Expo fair,SG
LuckyB	Safety Clip on Fan	1	6.90		Metro Expo fair,SG
-	Baby sling carrier upto 25kg	1	25.17	59.90	Jusco, JB
-	Mosquito shield	1	11.30	26.90	Jusco, JB
		*Total*	*509.70*

update additional items bought on 9 Jun 09:-

Powder Puff $1.62 Kiddy palace w/ 15% dis
Piyo 2 pcs cleaning sponge replacement $ 5.87 Kiddy palace w/ 15% dis
Sterilized cotton balls $3.83 Kiddy palace w/ 15% dis
Endo 0.5lt double thermo flask $13.90 Metro

Essential Breastfeeding & Babycare Tips Seminar

2009-06-01T12:08:00.008+08:00

Attended the Essential Breastfeeding & Babycare Tips Seminar last Saturday. This is a very good seminar for new parents, great info. about breastfeeding and babycare. It's a join seminar by Pigeon and TMC.

This seminar very worth to go beside the presentation is good, the goodie bag is very good too.

Goodies bag includes all below:-
* Pigeon Breastmilk Storage Bottles, 3pcs/Set
* Pigeon Disposable Breast Pads 24pcs
* Pigeon Baby wipes 82 wipes
* Pigeon Hand & Mouth wipes 2 pack of 20 wipes
* Pigeon Bottle Nipple & Veg Liq Cleasner 200ml
* Pigeon Guide Book for new mother & baby
* Playskool children height measurement
* & some brochures

Last of all goodies ;-) , refreshment is a full hotel class buffet lunch....yummy...

More info. at this link > http://www.pigeonbaby.info/event.php?news_id=11

Finally, got License to Drive

2009-04-25T15:39:00.006+08:00

Ryan finally got his Class 3A driving license yesterday...he got M'sia driving license only previously & can't convert his license directly due to the fact that he got M'sia license after he got his S'pore PR. Therefore, he needs to take basic, advance theory & final driving test(each passed in 1 attempt) to obtain driving license in S'pore.

We bought our 1st car (a Nissian Latio) last year in end November & collected the car on 4 Jan 09. It's a off-peak car priced at 29,200. So before yesterday, Ryan can't driving his own car in S'pore. But, we managed to use the car during CNY, back in M'sia hometown, by asking a friend to drive the car over to JB custom...

Car Expenses Summary
* Car Loan Installment by MayBank @ 1.99% p.a.(10 yrs loan) = S$292/mth
* Season Parking = S$88.20/mth for via Giro
* Road Tax & Road Lic fee = S$63.50/yr (Paid 1st yr in price of car)
* Car Insurance = S$1,363.25/yr(insured not driving) + S$508.64(insured driving:top up amt after got lic.) = S$1,871.89

Mothers-Get-Together Talk by ParkwayHealth

2009-04-17T10:54:00.005+08:00

Just happen to read in April 09 edition of Mother & Baby Magazine on a Mothers-Get-Together Talk by Parkway Health & co-organised by Stemcord...

Programme Highlights:- presentations on Common Newborn & Infant conditions, Storing your baby's cord blood, Interactive session with nursing specialists on Labour of Love, Baby & You(Post Natal Care) & Breastfeeding and Maternity Tour - Delivery Suite, Nursey & Post-Natal Ward.

I will be delivering in Gleneagles Hospital so think it will be good that we go attend this...and we wanted to find out more about storing baby's cord blood.

Gleneagles Hospital
1.30pm - 4.30pm
Gleneagles Auditorium L3
Dates : 16 May, 22 Aug, 7 Nov 2009
(S$5 per person/S$8 per couple includes goodie bag & light refreshments)

Other dates at Mount E. Hospital as well (check out more at website below)

We decides to join the 16 May 09 Saturday session at Gleneagles Hospital.

Had for it registered online at www.stemcord.com/talk.html

Update: This Talk was cancelled due the H1N1 flu...

FLP's Aloe Moisturizing Lotion

2009-04-13T10:13:00.006+08:00

Forever Living(not Forever 21, hehe)'s Moisturizing lotion for body & hand...

I seldom like to apply body & hand lotion as i really dislike the sticky feeling after applying. Ever since i was pregnant, my skin was very dry and sometimes itchy esp. tummy area...cos its getting bigger & bigger...stretching my skin...so i try out this lotion recommended by hubby. This lotion doesn't have the sticky feeling after applying and skin feels very good, not itchy liao...think maybe becos Aloe Vera help in stabilizing skin. In the product desc. it states that it can be used for face as well but my face is too oily to use it hehe...The only thing about the lotion is, it doesn't smell as nice as other lotion found in the market...but i get used to it after using sometime.

It's product description at this link > https://distrib.foreverliving.com/cms/distrib/downloads/AloeMoisturizingLotion_ver.5final_3.pdf

A pic. of the finish used tube, squeezing out till last drop...cos haven't got time to go buy ;-P

Photos of Lannion

2009-04-09T22:30:00.006+08:00

Ryan was in Lannion last year June for co. training....was just going thru the photos, some photos are so nice...

He was staying in Perros-Guirec, Lannion. Lannion is a town in Brittany, France. Lannion is known to be a telco research center in France.

Heard from local almost everyone in Perros-Guirec know each other...quite alot of retirees...so cozy & peaceful ;-)

Gyne visits & pre-delivery expenses so far...

2009-04-05T14:28:00.008+08:00

12 Dec 08 @ 2 mths 4 days---1st appointment at gyne---S$321 : consultation, ultra scan & blood tests for VDRL, HIV Antibody Type I & II, Rubella IgG Antibody(Red Blood Cells i think...), Haemoglobin & Hb Electrophoresis.

9 Jan 09 @ 3 mths 4 days---S$749 : part payment for delivery package.
~ total package price of S$1,284 includes consultation, ultra scan, vitamins & delivery(applicable only for 3 mths preg onwards).

6 Feb 09 @ 4 mths 4 days---S$185 for blood test for Risks of Down's. This is a high risk for woman at age of 30 or above...

12 Feb 09 @ 17 wks 3 days---S$963 for Amniocentesis---Gyne called on the day before that blood test result shows high risk of down's. Gyne need to draw amniotic fluid from water bag...test is invasive and carries a small risk of miscarriage...we were so worried and pray for the best for our baby... and the result will only be out after 2 weeks. Gyne called on 27 Feb 09 informing us good news that the baby is ok! So happy and relieved...

6 Mar 09 @ 5 mths 4 days---standard consultation & ultra scan.

17 Mar 09 @ 21 weeks 1 day---S$260 : Detail scan : scan full body of baby including his facial features, heart, lungs, etc. The result is immediate.

3 Apr 09 @ 6 mths 4 days---standard consultation & ultra scan at gyne & S$32.10 for glucose screening test. This is a test for diabetes, start fasting from 10pm the day before test...at 8.30am in the morning arrive at test clinic...1st urine & blood sample will be taken and be given a sugar solution that contains 50 grams of glucose, continue can't drink or eat, not even plain water...1 hour later take 2nd urine & blood, another 1 hour later, take 3rd sample after which then can go eat...super hungry!!!

Anime - Gundam 00 Series' Songs

2009-03-23T17:34:00.013+08:00

Ever since brother give me the Gundam 00 mascot robot "Haro", i started to watch the anime Gundam 00 series...currently in it's season 2.

Both it's Season 1 & 2 songs are very nice.

Gundam 00 S1 - Opening Song - Title : "Ash Like Snow" by Brilliant Green

Music Video on youtube > http://www.youtube.com/watch?v=rRapJYmltYQ&feature=related

Gundam 00 S2 - Ending Song - Title : "Trust You" by Yuna Ito

Music video on youtube > http://www.youtube.com/watch?v=PwnMHXyqhWo&feature=related

Takashimaya Baby Fair

2009-03-13T17:46:00.003+08:00

Takashimaya Baby Fair (Thur 12 Mar to Sun 29 Mar 2009)

Location : Takashimaya Square (B2)

more info at this link > http://www.takashimaya-sin.com/events_content.html#08

Lilypie.com Counter

2009-02-27T12:33:00.004+08:00

Saw this counter from a friend's blog ... So cute.... we are counting down to the birth of our 1st child... our Doc confirm it's a boy! ;-)

Comparing Saving Interest Rates

2009-02-27T11:42:00.005+08:00

Currently we have ocbc saving alc (0.25% p.a.) and standchart e-saver alc (0.4% p.a.), e-saver alc was at a saving interest of 1.88% p.a. 2 years ago, it drop down to 0.4% p.a. in about 6 months time since the financial crisis. So we started checking out other saving alc offered by other banks. Then, we decided to close Ocbc saving alc, keep e-saver, open 2 new alc :- FairPrice Plus Sav alc and Citibank Step Up a/c.

Ocbc saving alc 0.25% p.a. (Typical sav alc rate)
* Svc fee of $2 for avg bal. less than $1k
* Don't have Ocbc ATM machine near our area, only got OUB ATM machines and it charges $0.30 after 2 cash withdrawal per mth.

Standchart e-saver 0.4% p.a.
* For amt less than $50k
* No min. bal to maintain
* No mthly svc fee
* Internet/Phone banking only

FairPrice Plus Sav alc 0.5% p.a.
* For amt less than $50k
* No min. bal to maintain
* No mthly svc fee
* 1% p.a. for above S$50k
* Internet/Phone banking, ATM access & statement

Citibank Step Up alc 0.3% p.a. + Step up int 0.9%p.a. = 1.2%pa
* I am quite confuse about the additional interest of 0.9% so I just treat it as having a interest of at least 0.3%p.a.
* Worldwide ATMs, with no cash withdrawal charges (This is the main point, hubby was interested to open this alc as he tends to travel alot)
* No min. bal to maintain
* No mthly svc fee with salary credit
* Free cheque books
* Internet/Phone banking, ATM access & statement

Medisave Maternity Package

2008-12-19T10:36:00.006+08:00

Just found out that there's this Medisave Maternity Package that allows Medisave to be used for expenses incurred during delivery & pre-delivery medical expenses (gyne consultations, ultrasounds, test, medications etc.)

So start keeping all the receipts from gyne visits, then submit all the receipts of your pre-delivery consultations to the hospital where you delivery your baby. The hospital will then process the claim together with your delivery bill ;-)

More info at these links>
CPF website
Withdraw limits for Maternity Expenses
Parkway Health Hospital Charges

Jap Anime - Skip Beat!

2008-11-28T11:39:00.003+08:00

Cindy recommend me a jap anime call "Skip Beat!". It's very very funny...hehe...like it ever since i started watching....

Skip Beat! is an ongoing anime airing in Japan. It began airing on October 5, 2008, currently 8 episode on cruncyroll.

It is also aired in Okto with English subtitles every friday at 11pm.

Booking of HDB - Hard Court Area for Funeral Rite

2008-11-20T12:10:00.006+08:00

Today I accompany dad to go Bukit Gambak Town Council to book for HDB - Hard Court Area for Funeral Rite (in chinese is 'Gong Tek') for grandma... this rite has to be done at her 2nd year of passing which is next year April.

I checked the Town Council website beforehand which states booking of 'open area' for funeral rite is at Town Council... but when we reach Town Council, the staff told us that the correct place should be HDB Hub at Toa Payoh...(i was wondering why the website state differently).

So nevermind, we plan to go down HDB hub tommorrow. I told Dad that I will call to HDB 1st before going.... Lucky I called, HDB staff says we need to go see MP 1st to write a letter to HDB. Wah! So complicated one!

MP's Meet-The-People Session is every Monday at 8pm, address can be check at SWCDC website. HDB staff says after we get MP to write letter, they will pass the letter to HDB and HDB will contact us only 2 months before the booking date to go down to process the booking. Also must bring death cert. and a deposit of S$1,500, this is beside rental charge and water & elect. charge. Finally step is water & elect. to be applied at Town Council....;-P

Gundam Mascot Robot "Haro"

2008-11-19T15:53:00.004+08:00

Recently, my bro bought me a toy call " Haro" from Tokyo. He bought 2 of it, so he give me 1. Heard it is like a collection toy...very diffcult to find.

It is a robot from the anime Gundam 00. I am not really into these toys but it's so "kawaii"...it is like a pet, u need to play with it: Talk, Shake and Roll Haro! Haro is also a alarm clock, he sleeps at 9pm and wake up at 7am ....

When he is awake , he reacts happily by lighting up his eyes, pop out its "ears" and plays phrases in response to our voice, move from side to side on the included display base. He tells time when we press the button on top of his head.

Haro would say things but in Japanese only.......like:-

* Haro! Haro! (Hello! Hello!)
* Eii?(Surprise expression)
* Lockon! Lockon! (Haro's owner Lockon Stratus, Gundam 00 Pilot)

He's a great companion when I am bored on my work desk! hehe

Haro san!

EUR/USD Trade - 5 Sep 08 (NFP)

2008-09-05T21:04:00.005+08:00

My EUR/USD Trade today

Fundamentals to look out today is U.S. Non-Farm Payroll data at SGT 8.30pm

Before the data.....hourly chart show a bullish divergence. Double checked on the 4-hour & Daily chart to confirm this trade idea.

I setup the Order Mgt to enter :-

Buy EUR/USD : 1.4223 Stop:1.4208(1%)

Sell EUR/USD : 1.4330 (38.2% Fibo retrace from 1.4544 - 1.4196 range)

Once the NFP was released my order was triggered. Position closed with profit by SGT 8.45pm

**IMPT Note:Never risk more than 1% of trading account.

3 Favourite Websites for Forex News & Updates

2008-07-30T11:43:00.007+08:00

CNBC > http://www.cnbc.com/
* Market New,U.S. Stock and Oil level
* View CNBC Live telecast for Free on every Monday or every 1st day of trading week(i think). Best of all, view Live telecast of any important speech.

GraceCheng.com > http://www.gracecheng.com
* Live News Feed & Market Opinions

Reuters > http://www.reuters.com/finance/currencies
* Articles on Forex providing complete market summary

Nice Restaurant in Taipei

2008-07-20T11:47:00.013+08:00

During April this year, I was in Taipei for about a week as Ryan was there for business trip. He was there for 3 weeks, I join him on the 3rd week.... He was sick upon his arrival in Taipei....flu, fever and stomach ache....He was stopped by the custom officers at the Taipei airport due to fever detected. From his symptoms, they collected his poop poop(meaning his shit) hehe...very embarrassing... After he was diagnosed with some virus due to unclean water or food...he was in Jakarta before this trip...this must be the reason...So must be careful on what u eat and drink in a foreign country. He made several trips to the local clinic and hospital for consultation and medicine. The last medication from the hospital clear the virus completely, it is a strong medicine so normal clinic do not give out, so have to go to the hospital. The custom officials call almost everyday to check if Ryan was recovering. Also before Ryan go back to S'pore, they make sure Ryan do a test to show that he is clean from the virus.

On the 3rd week when i reach Taipei, Ryan was almost recovering. His colleague in Taipei gives us a really nice treat in one of the restaurant near the hotel we stayed(Taipei Fullerton Hotel, it was a different name before, current name is the 3rd name due to change in hotel management, i heard).

Not sure the name of the restaurant, think it is call 95...took a picture of the entrance...it is near Fuxing South Road, Taipei City...its very classy...not sure if S'pore has a similar restaurant like this...the food was very yummy...one of the best i had been to...also the atmosphere and service was great! It is a 'teppanyaki' style serving 8 course dinner. Main course has steak, pork or seafood to choose from...and have side dishes like the starter, champagne, soup, salad, dessert, etc...

Luckily Ryan recover liao, or else he can't enjoy the good food that is infront of us!

To update my blog

2008-06-27T10:49:00.005+08:00

I have not update my blog for months...lost track liao....sometimes just don't feel like writing anything ...have been very moody i think. heehee.

At 1st was too lazy, after was too much things to write liao after I lagged so many months, then don't know where to start liao...ok just write what i remember...

Tokyo Trip 2008 - Day 3

2008-04-01T17:17:00.009+08:00

In the early morning, we take the Toei Oedo Line from Shinjuku to Tsukiji Shijo Sta. exit A1 - 10mins walk to Tsukiji Fish Market. We had sushi for breakfast!

After breakfast, we proceed to Tokyo Disneyland. A short walk from Tsukiji Fish Market to Tsukiji sta on Hibiya Line, just 1 stop away, change to JR Keiyo Line from JR Hatchobori to JR Maihama (South Exit) => Tokyo Disneyland.

Tokyo Disneyland's 1 day pass for Adult is JPY5800, Junior 12-17 JPY5000 while after 6pm pass is JPY3100.

Tokyo Trip 2008 - Day 2

2008-03-26T17:25:00.020+08:00

Yahoo weather forecast that it will be a light raining day. It was really raining in the morning when we go out around 8.30am. We took the JR from Shinjuku station via Yamanoto Line to JR Ueno Station. We intend to go Ueno Zoo (JPY600), but we were there on the wrong day, it was closed on Mondays. Nevertheless, Ueno is a great place to visit. Late March to early April will be a better visiting time for cherry blossoms. We were lucky to saw 1 cherry blossoms tree almost fully bloomed. The rest of the trees are "Botak". At the park, we saw kawai...(cute) doggies. The owner was very friendly and let us take lots of pictures with his 3 doggies...

Next, we take the Ginza Line subway from Ueno. to Asakusa, Exit 1. Nakamise, a 250m street both side with about 90 shops, selling mostly souvenirs. It starts from Kaminari-mon Gate and end at Hozomon Gate, entrance to Sensoji Temple. After, we take the Tokyo water cruise from Asakusa water bus sta. to Hindo pier, 40 mins trip on Sumida river(JPY760). Direction to Odaiba: Take from Hinode sta to Odaiba-kaihinkoen sta. via Yurikamome Line.

At Odaiba, we walk around Palette Town and take the giant Ferris Wheel(JPY500 each, discounted price for buying 6 tickets). Great views: Fuji TV HQ, Rainbow Bridge, etc. After dinner, our last place was Tokyo Tower(JPY820). Direction To Tokyo Tower: Take from Odaiba-kaihinkoen sta. to Shiodome via Yurikamome Line and change to Toei Oedo Line to Akabanebashi Subway sta.

~Most fares like transport and entrance fees for children 12 yrs old & below are half-priced.

Tokyo Trip 2008 - Day 1

2008-03-24T12:45:00.015+08:00

It was a Sunday early morning on 9 Mar 08, we depart for Tokyo! It was a 6.05am flight from S'pore to Tokyo. We are advised to arrive 2 1/2 hrs before departure time for security check. Before checking-in, we have to answer some questions by the security offices (It's a connecting flight to the USA, that's why, got this procedure). They ask "What's the purpose of our trip?", "Did we pack our own luggage?", "Did we lend our handphone to others?",etc...

After 7 hrs of flight, we arrive in Tokyo - Narita airport T1 before 2pm (Tokyo is 1 hour faster then SGT). For airport transfers, we have choices of JR Narita Express (80 mins, JPY3,110) and Limousine bus (85mins, JPY3,000) to Shinjuku Station. We chose to take the Limousine bus which departs at 2.25pm.

The Limo bus stops near the West Exit of JR Shinjuku Station. From the hotel direction guide, it's a 15 mins walk from JR Shinjuku East Exit. The hotel doesn't look too far from the map given. JR Shinjuku is a huge station so West Exit and East Exit is quite far away, so the walk from west exit to the hotel will take longer than 15 mins. We end up a bit lost and it's not easy when you are carrying bulky luggages. It will be more recommended to take a taxi from the bus drop-off point. We reached the hotel around 5pm after asking around for direction ;-P

After checking in, we freshen up and plan for dinner and shopping around Shinjuku area. Intends to go to Tokyo Metropolitan Government Office observatories on the 48th floor(243-m high), a great view of metropolitan Tokyo and entrance is Free ! It's a 7min walk JR Shinjuku. We were too tired, so we give it a miss.

We have Japanese noodles for dinner at one of these shops which we order through the vending machine. Pay at the vending machine first, pass your order ticket to the food counter and wait for your food to be ready, also clear your tray and food after finishing, fully self-service.

A more detail map from the hotel counter

Pachinko, a gambling game in Japan

My Tokyo Trip 2008

2008-03-23T21:11:00.008+08:00

I've been to Tokyo twice before, it always leave me great impressions and I can't help wanting to visit again. Remembering sweet memories in my 1st trip, 6 years ago and 2nd one 2 years back.

Current trip was quite different from my last 2, I had 9 family members with me. So in total,we have 10 members - myself, my hubby Ryan, my mom & dad, my mom-in-law, nieces-MengYee & XinYi, nephew -YaoYao and niece's friends-Kristina & MeiYing.

Our travel dates:9 March 08 to 14 March 08 (School holidays dates of our young ones) Also, spring has just started ;-)

Previously, I book my air-tickets through airfares.com.sg. It provides all the airlines fares at a glance. Having a mission to save our trip cost to the lowest, I had to do more homework and it pays off. It was cheaper to book direct with NorthWest(NW) airline. At the same time, airfares.com.sg doesn't gives discount even for my group of 10. Their fare for NW was S$871 (included taxes & surcharges) per ticket. I asked whether there is any promotion fares, they said "there is but sold out". Even if there is still promotion fare available, their price is still S$30 more per ticket (This is the service charge they earn). I understand this as they are doing a service business. I must say their ticketing customer service has always been very friendly and efficient.

Finally, we fly via NW to Tokyo, booked direct with NW online for promotion fare at S$425 before taxes & surcharges(T & C), T & C:S$289. Total cost of air-ticket:S$714 (included T & C). Our niece's friends who decide at a later date to join us, missed the promotion fare (just 2 weeks later). Their fare was S$935(included T & C), S$221 higher than ours.

Our stay:Sunlite Shinjuku Hotel. I booked direct with the hotel for its Discount Plan. Just fill in the reservation form online and inform the names of guest, 1 week before arrival, also they didn't ask for credit card details for securing the room. I booked 2 Semi-Double Room @ JPY9,975 per room per nite and 2 Twin Room @ JPY 11,550 per room per nite. Semi-Double Room was quite small but is okay for couples. If there is more budget, I would recommend it's Twin Room which is a lot bigger room.

Attack by Trojan Horse

2008-02-29T20:06:00.006+08:00

For weeks, my desktop pc has this Trojan Horse called "recycle.vbs".

The symptoms are:-

1) Internet Explorer's start page displays "http://10.14.133.44" and windows title "::ATTACK::"
2) Task Manager is disable.
3) When I click Start and then to the Run command - "Rahadian Restore" is displayed.

Ryan has this on his notebook first and later its was on my desktop pc. His company's IT Administrator fixed the problem on his notebook. We suspect the source of it was from his thumb-drive. The strange thing is our Norton Anti-virus does not detect it nor does McAfee (Used on Ryan's notebook). Ryan was very angry and said "We paid for all this Anti-virus but so useless.

To fix the problem for our desktop, we need to do manual removal method taught by Ryan's IT Administrator.

The steps are:-
1) Start Run command, type "regedit" go the registry > Current_User\ Software\ Microsoft\ Window\ CurrentVersion\ Policies\ System. This is to Enable the Task Manager. Change from '1' to '0'.
2) In the Task Manager- Stop the processes named "wscript"
3) Go to C:/Windows/System 32 => Delete file name called "recycle.vbs" (Have to show all hidden files in folder options)
4) Start Run command and go to the registry, go to Edit and Find "recycle" and delete > "Ageia"
5) In the registry , go to Edit and Find "attack"and delete > "http://10.14.133.44" on start page and "::ATTACK::" on windows title.
6) In the registry, go to Edit and Find for "Rahadian" and delete > "Rahadian Restore"
(WARNING!!! Must be done by IT administrator or else might delete wrong files which might cause more damage to the system)

We thought it was done and over after we did all the steps but the same symptoms came back again and again. After which, we found out it was on another external hardisk, so it starts all over again.

Finally, we are tired of doing all the steps again and again. We must find a final cure for it. Then, I notice at Norton AntiVirus has Symantec Security Check, a FREE check and deep scan for virus. And it works! It detects Trojan Horse call "savemode.sys.vbs" inside all our drives. This is the final file that we miss out to remove. Ryan was even more angry, it FREE and it works! Then we don't need buy any AntiVirus programs liao lah! But I don't agree, although it's FREE, it does not protect the system. It can only scan and detect when we login to scan. Norton Internet Security or Norton 360 will be better protection against threats than the basic Norton AntiVirus.

Also, my Norton AntiVirus 2007 is left with 100 over days of subscription, there is free upgrade to Norton AntiVirus 2008 at Symantec website.

Just to go > http://www.symantec.com/norton/downloads/index.jsp

Free Sony DVD HandyCam

2008-02-22T13:41:00.007+08:00

Today, I received a Free Sony DVD HandyCam... I was still asleep(Sick since back from Penang during LNY) at 11am when the delivery man called at our home door. Still dreamy, didn't wash face or brush teeth, just quickly open door and received the item. Thinking...Wow! Although I didn't have any luck in yesterday's 10 Million Toto HongBao Draw, this is my consolation prize...hehe.

Actually...this free HandyCam is from StarHub. We have been using StarHub's MaxOnline Premium for 2 years. This month was the end of our 2-year contract, we were deciding whether to continue with StarHub or look for another provider. Then, we saw this promotion on StarHub website, a Free Sony DVD HandyCam if we re-contract for another 2 years (Eligible for New sign-up too, difference is only the monthly subscription after 11 months).

The good deal is besides getting a free HandyCam, the re-contract reduce our monthly subscription from S$69.12 to S$64.63 (Saves S$4.49 monthly). Talking about high inflation right now, this is one of the ways to save money.

Always keep a lookout for good deals and bargains! ;-)

U.S. rate cut by 0.75%

2008-01-23T19:36:00.000+08:00

Shining knight coming to the rescue! But, it seems not enough...Asia stock rebounds today but Euro stock give back gains. Market still digesting the surprise cut and kind of confuse? U.S. recession still coming???

Also, ECB President Jean-Claude Trichet speaks today at 0910GMT to a European Parliament conference. Before his speech, market chatter of a rate cut but did not have one.

My technical analysis on EUR/USD

EUR rebound from 1.4364 (supported above 1.4360) yesterday after surprise U.S. rate cut.

EUR give back part of gain yesterday before the speech, drop from 1.4682(expected resistance) to 1.4567(expected support).

On the Hourly chart, EUR got above 1.4644 (50% fibo), next level 1.4710 (61.8% fibo).

Fundamental data today:-
SGT 8:00pm U.S. MBA Purchase Application

Is the sky going to fall?

2008-01-22T12:42:00.001+08:00

Is the sky going to fall? Is market in meltdown? Is this time for real? Since middle of last year, we have been hearing news of a possible U.S. recession due to sub-prime losses. Stocks markets have make correction a few times since but manage to recover and made new all time high.

This time seems different, the Global stock market in a huge sell-off. It all started since release of weak U.S. Dec retail sales, after which U.K. Dec retail sales also show a decline. Market is not moved by the fiscal stimulus package worth up to $150 billion announced on Friday by President Georage W. Bush.

For the Forex exchange market, the chart is also down, down, down...low-yielding yen gain broadly, all the yen cross meltdown and this helped USD gain against EUR. Also due to the view that the European market wouldn't be able to escape if U.S. faces a recession.

My technical analysis on EUR/USD

On the Daily chart, shows a double top, support is seen at 1.4309 and 1.4207(draw from previous up-channel resistance). MACD indicates a bearish divergence.

On the 4H and Hourly Chart, currently very oversold, immediate resistance will be at 1.4480 and 1.4525.

Ryan's Pictures of Israel

2008-01-08T15:22:00.000+08:00

"Israel" known as "the holy land", that's my only image of it before. Ryan was there twice last year for his training. He took some great photos, showing me the places he went. Although I haven't been to Israel but I can almost feel the air and culture of the place through the pictures ;-)

Ryan notices most Israelis ladies have model-like figures (except for when they get old). Guess it should be because Israelis woman have to serve military service.

Art Street at Tel Aviv

Market selling fruits near Art Street, Yummy.....strawberries!!!

Old Jafar Town

Seaside in Tel Aviv

U.S. Non-Farm Payroll tonight

2008-01-04T14:56:00.000+08:00

I am looking forward to the 1st release of U.S. Non-Farm Payroll for 2008 tonight. Will USD hold or lose further? Think it depends if there is any surprise rise in Non-Farm Payroll data.

My technical analysis on EUR/USD

On the 4H chart, showing a reverse Head and Shoulder, neckline at 1.4780(resistance) and shoulder at 1.4560-70(support), possible next support maybe 1.4525 (previous H & S neckline)

Fundamental data today:-
SGT 9:30pm U.S. NFP
SGT 11:00pm U.S. ISM Non-Manufacturing Survey

Going towards 2008

2007-12-28T14:29:00.002+08:00

2007 is going to end soon. In a holiday mood? Ya, I have not trade for the past 1 week as trading volume was thin which would lead to choppy trading conditions. I tell myself to stay out, it will be difficult for a Newbie and also not to chase after profits. Take this chance to spend time with family, catch up with friends and go shopping!

So for the past week, have been shopping and catching movies for me ;-) A lot of movies are showing during December holidays, we catch 5 movies so far this month. On our 5th movie then we found out Shaw cinema has this Movie Voucher that we can purchase. It's selling 10 Movie Vouchers for S$80.00 and vouchers valid for 6 months. We can save S$1.50 per ticket(applies for weekends or holiday tickets). We decide to get it as there will be more movies showing next year during Lunar New Year. Speaking of Lunar New Year, reminds me to start my spring cleaning soon.

Parents' house TV has broke down for days. It been used for more than 10 years. Dad and I went shop for a new TV at Gain City, the salesperson at Gain City was friendly but keep repeating same things he told us. He introduces us brands like Toshiba and Sharp. He says elderly only can accept these brands while the young would go for Samsung or LG. Dad was okay with Samsung as he also find the outlook nicer(Dad still young at heart, hehe). He decides on Samung 32" LCD TV price at S$1,259.00 and comes with $499.00 worth of free gift. Only troublesome thing is we need to collect the free gift from Samsung on our own, Gain City only delivers the LCD TV.

Dad has been asking us to take him and Mom for a holiday next year, considering Tokyo or Perth. Dad says he wants to go travel when he able to now, not wait too old and can't walk already. Life is short! Also, retirement age rising older and older.

Fed cut interest rate by 0.25%

2007-12-12T21:25:00.000+08:00

Yesterday, Fed cut its benchmark interest rate to 4.25% from 4.5% while discount rate for lending to banks to 4.75% from 5%. A bigger cut was expected especially on the discount rate. Will this lead to a bigger cut in future?

Tonight’s trade data and tomorrow’s retail sales, PPI follow by jobless claim will provide more clues to U.S.’s measure of inflation and economic growth.

News and data released this week:-

* U.S. pending home sales increase by 0.6% versus forecast -1.0% and October number revised to 1.4% from -0.2%.

* German ZEW Economic Sentiment was -37.2 versus forecast -34.5.

My technical analysis on EUR/USD

* On the 4H chart, still on 2nd shoulder's range between 1.4520-25(support) and 1.4750-70(resistance).

* Also, Fibo retracement for range 1.4967(high point) to 1.4526(low point)indicates 50% fibo at 1.4748 and 61.8% fibo at 1.4799.

* On the hourly chart, downtrend channel was broken.

Fundamental data today:-
SGT 9:30pm U.S. Export Prices
SGT 9:30pm U.S. Import Prices
SGT 9:30pm U.S. Trade Balance

Will USD recover or resume downtrend?

2007-12-10T16:39:00.000+08:00

On Thursday, ECB keep rates unchanged at 4%. ECB President Jean-Claude Trichet remains hawkish on inflation comments.

Last Friday’s U.S. Non-Farm Payroll - November employment data came in 94K versus expected 80K while October number 166K revised up to 170K. After the data, EUR/USD seems to be in a tight range, think markets awaiting for FOMC Announcement on Tuesday. Will Fed cut 25 basis points or 50 basis points?

My technical analysis on EUR/USD

* On the 4H chart, still on 2nd shoulder's range between 1.4520-25(support) and 1.4750-70(resistance).

* On the hourly chart, downtrend channel still intact with Resistance at 1.4710 and Support at 1.4530.

Fundamental data today:-
SGT 11:00pm U.S. Pending Home Sales

BOE and ECB Announcement

2007-12-06T14:53:00.000+08:00

Today's European Central Bank(ECB) rate decision is one of the most important data to look out for my trading of EUR/USD pair.

So far the news and data released this week are:-

* Year-end funding boost the dollar at the moment.

* There are reports that the Bush administration and major financial institutions are close to agreeing to a plan that would temporarily freeze interest rate on certain trouble sub-prime home loans.

* Wednesday’s higher U.S. ADP employment data (Actual 189K v.s. expected 50K) suggested the U.S. labor market remained relatively healthy despite an economic slowdown. The surprise jump in the ADP report give expectations of a better than-forecast nonfarm payrolls report releasing tomorrow which will lower the risk of a 50-point cut by the Fed on next Tuesday.

My technical analysis on EUR/USD

* There is a Head and Shoulder forming on the 4H chart. Currently right shoulder has formed and neckline seems to be around 1.4520-25.

* On the hourly chart, downtrend channel can be drawn with Resistance at 1.4750 and Support at 1.4570.

Fundamental data today:-
SGT 8:00pm BOE announcement
SGT 8:45pm ECB announcement
SGT 9.30pm ECB Trichet speaks
SGT 9.30pm U.S. Jobless Claim

Phuket Day 2 - Phi Phi Maya Bay & Khai Island

2007-11-20T15:43:00.000+08:00

Khai Island

17 Nov 2007, Saturday- Our day starts at 8am where we were picked up from our hotel to pier for Phi Phi Maya Bay & Khai Island Day Tour (1,500 Baht per pax)

What to bring:-
Swimming suits
Short & Light T-shirt
Beach Towel, Sun block
Sun cap, Sunglasses,
Camera & Films

Our Itinerary starts with Maya Bay (film location of the movie "The Beach"), white sandy beautiful beach and crystal clear water. We were given 30 minutes to walk around, take pictures and swim. After, we proceed to snorkelling at Runtee Bay. The speedboat park on 3 to 4 meters deep water, we could jump from the boat and see the colourful tropical fishes swimming around us. I could feel the fishes tickle me...hehe... Next place is Monkey Beach where we could feed the monkeys. "The guide told us not to get too near the monkeys as they are wild and most importantly we must not talk to them. They can't understand us" Haha! It's a joke...

By mid-day, we had lunch at a Thai restaurant on one of the island which I can't remember the name. Last location was Khai Island, we had more snorkelling. It is so relaxing that we could felt asleep under the sun on the soft sand.

In this tour, there were a lot of first time for me. It was my first time on a speed boat(not as scary as I thought) and first time snorkelling. There was one thing we are disappointed, we notice the speed boat was overboard with 51 pax. We were told during booking that maximum should be 30 pax per boat. We counted the life jackets on board are not enough to cover for all. This is very dangerous as our life are in the hands of the 1 tour guide and 4 other assistants. They can't take care of the extra 20 more person on board who might not know how to swim or don't swim well. *sign* Hope they do not continue doing it.

Maya Bay

Monkey Beach

Phuket Day 1 - Arrive in Phuket

2007-11-20T13:53:00.000+08:00

16 Nov 2007, Friday - Our flight was at 1.05pm via Airasia to Phuket. We reached destination at 1.45pm as Phuket is 1 hour behind Singapore Time.

At Phuket International Airport, choice of airport transfers are Limousine Taxi, Metered Taxi or Minibus. We decided on Limousine Taxi which cost 550 baht (one way) to our hotel at Patong Beach.

It's about 30 mins to reach our hotel - The Blue Marine Resort & Spa. The hotel is located on an up-hill, so the hotel's bell-boy would drive us up to our room in their truck. This service is provided during check in and out.

At night, we booked tickets to catch the Phuket Simon Cabaret. Show ticket costs 600 baht per person for VIP seats including two-way transport in minibus. Show time was twice daily, 7.30pm and 9.30pm, we wanted to go for the 7.30pm one so we had a quick dinner of Thai food on the street side of Patong beach, they were super spicy!!!

The 1&1/2 hour Phuket Simon Cabaret show was amazing, can't believe my eyes, the beautiful ladies that I am seeing are actually men. They're mostly very fair and with good skin, better than real ladies. Great performance and beautiful stage. Didn't manage to take any pictures as battery runs out on my camera.

Lottery Scams

2007-11-11T23:02:00.000+08:00

Read in today's Sunday Times about a Teacher losing $61,000 to lottery scam. I felt really sad every time seeing people being conned of their hard earned money. All these scams were being heard before in the News and the papers but why still repeating?

As per written in Sunday Times, there were 267 victims and a total of $2.8 million conned so far this year. Seeing these numbers, I wondering why people are so easily falling prey to these predators. It was more worrying reading that it was a teacher being conned. This is too ridiculous! Why can't these scammers be stopped?

Then, I recalled two days ago receiving a call with the similar event. It was a lady with china-accent saying that she is calling from Hong Kong(It was a private number displayed on my handphone). I totally don't want to listen to what she says and tell her that I am busy and shut off my handphone. At that time, I didn't think it was a scam or anything, I just do not want to be bother by people I don't know.

Always hear this wise saying 'There Is No Such Thing As A Free Lunch' which I totally agreed. I tell myself 'There is no easy money in this world'. The Scammers now are advanced, seems to change and improve their tricks in different ways putting people off-guarded. The only way is to be always alert, be updated with news and not to make any decision without discussing with families and friends.

Back from Taipei

2007-11-09T18:36:00.000+08:00

Ryan is back from his business trip. I was thinking he finally can get some rest with off in-lieu today for Deepavali holiday. But he still got to work. The different was just the location, which is at our own sweet home. Now, I finally fully understand why time equals money. Although he earns more, his time is fully dedicated to work. He needs to work through the night or even through his weekends to meet deadlines of tenders. That’s what life all about! *sign*

Eric and Penny with little Emily were in Taipei at the same time for their holiday. They stayed at Wonstar Hotel located at Kum Mim Street. The hotel was 10 minutes away from the Ximen station of Taipei metro, quite a convenient location. Most Taipei hotels provide free broadband internet access in rooms. But the most interesting thing is, it provides free condoms and free xx-rated movies as well. I think it’s a great hotel for couples but kind of awkward in a family group. Ultimately, it was a nice hotel for its price.

Ryan says they enjoy themselves with the tasty food and shopping in shi-lin night market especially little Emily. She gets to buy a lot of goodies ;-) But the weather during this whole week was raining and cloudy which spoil most of their trip plans. They didn't manage to book any Day-tours to Hualian as it was all fully booked. They got bored on the 3rd day of their 6 days trip in Taipei city.

When going on a free & easy holiday, it is better to plan itinerary before reaching destination. I have the habit of checking a lot of information online before a trip. I even checked the weather provided at weather.yahoo.com which I can see the forecast weather for the next 10 days.

Ryan took photo of a cute ballooned figure on the street of Ximen Ding. Wondering what it is? It is actually a Traffic Light Officer. It's purpose there was to remind people to obey traffic safety. Real Cute!

Planning my Phuket trip

2007-11-08T00:19:00.000+08:00

We are going Phuket on 16 Nov to 19 Nov for Ryan's best friend - Vic's wedding. So happy about it as we can attend a blissful ceremony and enjoy a holiday at the same time.

My dear husband, Ryan needs a holiday, he has been very busy with projects and travelling in and out from Singapore to Jakarta, Isreal & Taipei. Seems nice but it's all business trips, no time to enjoy although staying in 5-star hotels.

In contrast, it's like a holiday for me everyday as I have stopped my full-time work since early this year. Currently working on my dream career...I am into Forex trading. It is a long learning process for me, it has been about 9 months now...it's like expecting a child but take a longer time to see the fruit of my labor, much more time than I expected to master the skill to trade Forex. It was not easy as I have no prior background in it. Thanks to the PowerFX Course that I have signed up at www.gracecheng.com , the course was comprehensive and really helpful to a newbie like me. It provides me with the right technical and mental technique before I dive into it and lose big bucks. It let me know the importance practicing on a demo platform first before starting a live one with real money.

ok, back to Phuket trip, booked our air-tickets last week from AirAsia at S$204 per pax nett. I should have booked earlier to get better offer price from Jetstar which was lesser about S$160...that's the thing about budget airline, the earlier you book the cheaper or else the price can be closed to non-budget airline.

While waiting for Vic to advise us a good hotel, I came across mytravel.org so decides to check it out. Finally, I found this nice hotel call 'The Blue Marine Resort & Spa', the price offered at mytravel.org was more than 50% less from the listed price on the hotel's own website. It's at S$159.57 per deluxe room per nite compare to THB 8000. This is my first time making a hotel reservation from this website, hope no hassle.

*~tiffany~*