We must have private health insurance cover as part of our visa requirement which are currently with Bupa. I find that it can be quite confusing for us who are new and even when I am on 2nd year here, I am still confused on what is covered and what is not. Therefore, here's a summary of what I find out so far.
Platinum Visitors Covers Extras - Family
* GP : we can go to any clinic, claim limit at $55.55
Pharmacy medications : Each item claimable only for amount above $20.60
* Dental ($1200 year limit/pax): Children No Gap, Adult 90% of charge
Note : Best to go to Bupa Member First Clinic. We go to Bupa Dental.
Eg 011 Comprehensive Oral Examination $53.00. I claim $47.70, out of pocket $5.30 while children is fully covered. Those not in the member first might charge higher fee and my claim will not be 90% of charge.
* Optical ($300 year limit/pax) : Children No Gap, Adult 90% of charge.
Note : All have Sub-limits apply
